Citibank Basic Checking

No opening deposit

While there is a monthly service fee of $12, if combined average monthly balance requirements are not met or if qualifying activities are not completed, the Minimum Opening Deposit required is $0.

Avoid Monthly Fees

Complete 1 qualifying Direct DepositFootnote7 AND 1 qualifying Bill Payment during the statement period and pay no monthly service fee


Keep $1,500 in prior calendar month combined average balances in either your Basic Checking or with a linked Day-to-Day Savings account and pay no monthly service fee


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About banklit15
Brooklyn Born NYU Alumnus, former JPMorganChase Banker & currently at FiNQi