Finqi
Demo
  • Risk Analysis
  • Credit Decision
  • no-code
  • API
  • Audit

End-to-end decisioning platform for credit and risk analysis

Configurable platform that integrates internal systems with key market data sources to automate decisioning workflows with flexibility, scalability, security, and traceability.

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Transaction value
+ R$ 2B
Data sources
Hundreds
Companies on Finqi
+ 1,000
Avg. response time
2s
Some companies that trust Finqi
Ademicon
Novalar
Tambasa Atacadistas
Gazin
Galapagos Capital
M8 Partners
Cabot
Pet 2 Pet
Guday
CPFL Energia
SunMobi
Ademicon
Novalar
Tambasa Atacadistas
Gazin
Galapagos Capital
M8 Partners
Cabot
Pet 2 Pet
Guday
CPFL Energia
SunMobi

The platform for all corporate decisions

Automate decisions, configure approval tiers, and run credit, risk, and compliance in one place.

Automated decisions with full control over policies, risk, and approval tiers.

Centralize policies, approval tiers, and justifications to standardize credit, reduce operational work, and keep a full trail of decisions and policy changes.

  • Customizable, versioned policies
  • Approval tiers and exceptions
  • Recommendations: approve, decline, or manual review
  • Decision reasons and justifications
Credit policies Limits and terms Approval tiers and exceptions Decision reasons Traceability Credit desk Control and audit Policy versioning
See capabilities
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Data sources for a 360 view

Connect internal systems with a wide range of external sources to build a complete customer view, with more context and precision.

Núclea
Know everything about a company from every payment slip (boleto) it pays or issues.
Credit Bureaus
Use data from SPC Brasil, Serasa Experian, Equifax Boavista, and Quod.
Legal Actions
Court records to strengthen compliance and support credit decisions.
Sanctions Lists
National and international screening for compliance.
Negative Media
News monitoring and reputational alerts.
Document Verification
Validate that the documents sent by your customers are authentic.
Payments and CRM
Use your customers' payment information for approval and limit calculation.
Core Banking
Integrate with BaaS solutions, contract signing, and CCB issuance.
Open Finance
Access your customers' banking information shared via Open Banking operators.

Full CNPJ coverage with data from all payment slips (boletos)

Finqi is a special distributor of Núclea data covering Brazilian companies, with full coverage of the payment slips (boletos) tied to a CNPJ (Brazilian company ID).

Full coverage without sampling
Complete history of payment slips processed for the CNPJ, with no gaps.
Dual view of the flow
Payer and receiver in the same context, with connected inflows and outflows.
Verifiable company health
Solid basis for limits, pricing, and policies with real data.
Safer decisions
Less uncertainty and faster approvals.
Núclea data in Finqi
Núclea
Payment slips processed for a CNPJ
100% of payment slips
Complete flow view
Payer + receiver
Available in the Finqi engine
Ready to use

Built for real operations

See how Finqi helps customers structure and run credit and compliance flows, connecting integrations, workflows, and auditable evidence.

  • Financial Market

    Unify and automate background check and risk assessment processes (KYC, KYP, and KYS), eliminating manual controls and ensuring regulatory compliance in a single, integrated environment across teams.

    Results:
    • Significant reduction in manual work, enabling high assessment volumes with leaner teams.
    • Effective integration across key areas (operations, legal, compliance) with clear, standardized flows.
    • Greater consistency, traceability, and auditability of analyses, raising governance and regulatory compliance.
  • Credit & Financial Services

    Fully automate the credit analysis operation, centralizing policies, integrations with bureaus, SCR (Bacen), and internal and external sources in a single decision flow.

    Results:
    • 100% of credit analyses executed automatically, end to end.
    • Average decision time under 2 seconds.
    • Managers can adjust credit policies without technical dependency.
  • Retail

    Structure a credit analysis operation with an automated layer plus manual desk review, centralizing policies, data sources, and two different manual approval tiers.

    Results:
    • Significant reduction in manual work, enabling detailed desk analysis on relevant cases.
    • Integration of store credit analysts with the company's specialized central analysis team.
    • Manager autonomy to adjust credit policies for each store/region.
  • Industry

    Upgrade credit analysis operations by consolidating key market data, delivering consistent decisions and a more predictable approval workflow.

    Results:
    • Access to a broader data set that was previously unavailable.
    • Standardization of an operation that previously ran in silos.
    • Stronger governance with clear credit policies and approval criteria.
    • Greater control and predictability over the company's cash inflows.
  • Digital Debt Renegotiation

    Orchestrate a fragmented debt renegotiation process with complex onboarding, manual validations, and multiple integrations (biometrics, bureau, and internal data). Finqi integrated everything into an end-to-end digital onboarding with automated validations per step, consolidating the real-time decision funnel and integrating with the banking provider for contract issuance and completion.

    Results:
    • Reduced evaluation time from hours to minutes.
    • Increased process security and standardization.
    • Instant display of the best offers to the customer.
    • Cost reduction and high scalability through full automation.

Control, governance, and auditability for your decisions

Critical processes and sensitive decisions require security, traceability, and auditability. Every decision can be reconstructed from input data to the final result.

Security controls
Encryption, secrets management, secure isolation, and hardening.
Role-based access
RBAC, least privilege, and environment segregation.
Audit trails
Versioned policies, approvals, and immutable logs for evidence.
Secure API
Token-protected access, scopes, and security best practices.

Plans for every stage of your operation

From consulting to core decisioning — choose the plan that grows with you.

Finqi Consultas
R$ 590,00
starting at
Tool type
  • Tool type Data queries
User Management
  • Users per environment 1
Governance
  • Assisted manual review (analysis desk) ✕
  • Approval levels (approval tiers) 0
Calculation & Enrichment
  • Credit limit calculation table ✕
  • Reference tables and parameters ✕
Decisioning Experience
  • Custom result screen ✕
Integrations & Data
  • Integrations with internal and external data Bureau only
Advanced Strategy
  • Champion vs challenger policy ✕
Orchestration
  • Orchestration (BPMN workflow) ✕
Extensibility
  • Custom function creation ✕
Data Intake
  • Custom intake forms 0
Specialized Services
  • Specialist support hours ✕
Reporting & Audit
  • Data and evidence export ✓
  • History and audit ✓
Monitoring
  • Portfolio monitoring ✕
Compliance & Risk
  • Essential checks (basic data) ✓

Move faster without losing control

Implement configurable decision flows for credit, fraud, and compliance — with governance, audit trails, and explainability.

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Services for businesses only.
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